Condos in Westchester County, NY

If you are not sure what kind of complex is right for you, or if you have special needs, this guide should answer your questions:

• Condo, coop, townhouse: Which one is right for you?
• Gated communities
• Handicap accessible complexes
• Pet friendly Condos and Townhouse
• Pet friendly Coops

Condo, Coop, or Townhouse:

Which one is right for you?

What the Attorney General says you should look for before buying.  Here are the definitions of the different types of home ownership: condo, coop, HOA, and PUD:

Condominium
Individual units in a building or development in which owners hold title to the interior space while common areas such as parking lots, community rooms, and recreational areas are owned by all the residents. There are monthly common charges to cover grounds, snow removal, landscaping, and amenities such as pools and exercise rooms etc. They are generally newer buildings and the owner usually pays for their own heat.

Townhouse
Attached houses that are not condos in which one generally owns the land underneath the unit and possibly surrounding it. There are also monthly fees to cover amenities.

Cooperative
The corporation holds title and sells shares representing individual units to buyers who then receive a proprietary lease as their title. There is an underlying mortgage on the entire building and all the shareholders pay a portion in their monthly maintenance. A percentage, typically 50%, of the maintenance is tax deductible representing the property taxes and interest on the mortgage. Most coops require coop board approval. They are generally the least expensive form of home ownership.

Homeowners' association (HOA)
A group that governs a subdivision, condominium, or planned community. The association collects monthly fees from all owners to pay for common area maintenance, handle legal and safety issues, and enforce the covenants, conditions, and restrictions set by the developer. They are most often detached homes in a planned community.

Planned unit development (PUD)
A highly designed residential project that features relatively dense clusters of houses, which are usually surrounded by areas of commonly owned open space maintained by a nonprofit community association.

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Gated Communities in Westchester County

The popularity of living in gated, or private communities has been rising in recent years. It used to be that gated communities were thought of as being only for the wealthy. But today they are becoming more and more popular with middle and upper middle class families. Security is usually given as the biggest reason for choosing to live in a gated community. Among the other reasons people are attracted to living in these communities are protecting property values and lifestyle.

Many gated communities are designed with amenities built around a particular lifestyle, with golf courses, tennis or swimming pools. Gated communities are usually located on some of the most desirable land in the area. Prime land, combined with careful planning and HOA rules create an environment where home values hold up extremely well. Aside from the gates or walls, the second most defining characteristic of gated or private communities is the Homeowner’s Association (HOA). The HOA is made up of all the owners of the development. The HOA is responsible for collection of the Association fees and making and enforcing the “rules” of the community. It is often also responsible for maintaining the public aspects of the community, such as streets, security, parks, etc.

The rules set by the HOA can vary a great deal, depending on the individual development. Typically the HOA will have rules pertaining to upkeep and appearance of homes within the development, specifying the colors of paint on outside walls, types of fencing, guidelines for landscaping and storage of boats or recreational vehicles. Gated communities aren't for everyone. But with strong protection of property values, increased security, less traffic and amenities for your specific lifestyle, they are appealing to more people each year.

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Handicap Accessible Complexes in Westchester County

White Plains
Brook Hills (townhouses)
10 Stewart Place
15 Stewart Place (Heritage Towers)
15 Greenridge Avenue (The Highlands)
30 Greenridge Avenue (Hampshire House)
30 Lake Street (Biltmore Towers)
25 Rockledge Avenue (Westage Towers)
55-85 McKinley Avenue (The Hill)
500 Pondside Drive (Pondside) and Pondside Townhouses

Winding Ridge Townhouses

Hartsdale
The Colony in Hartsdale
HighPoint of Hartsdale

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Pet Friendly Condos & Townhouses in Westchester County

Limitations: * One pet per unit, ** Weight restrictions apply, ***Single Family PUD. These rules can change and should be confirmed with the management company. Email me for confirmation on an individual unit.

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Pet Friendly Coops in Westchester County

Limitations: ** Weight restrictions apply